TRAVEL IS BACK and so are some of the things we didn’t miss during the pandemic: the mosh pit at the boarding gate; snail-paced security lines and those irritating luggage fees. One escape route from that unpleasantness may lie in the credit card you use to book your trip. Cards with the richest benefits carry hefty annual fees ($400 or more on the priciest options) but with access to airline clubs and hotel upgrades, you